BRIDGE LOAN
YOUR OPTIMAL
CHOICE
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Commercial Loan
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Construction Loan
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Residential Loan
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Second Mortgage Loan
Our Services
Construction Loan
Construction loans are suitable for developers and builders having a fund gap or shortfall for a short period of time during development and construction. In recent years, with the tightening of bank loans policy, Rongqiao offers more flexible financing solutions tailored to the specific needs of developers.
Second Mortgage Loan
We do take a 2nd mortgage as security, however these normally require a higher rate and often require the consent of the 1st mortgage holder's and sometimes a Deed of Priority to be entered with the 1st mortgage holder.
If you require a 2nd mortgage loan, it is best to speak to our experienced team.
Quick Settlement
Why Choose Us
Customized Service
Customer First
Fast Approval
Fully Transparent
Personal Client Manager
Who We Are
Overseas Union Finance PTY LTD (ABN 68 082 155 557), holds a special operating license (ACL 405636) and an Australian financial license (AFSL 442901) issued by the Australian government. We are a mature company with a wealth of professional experience in local and cross border investments, our main products are OUF loans and funds.
With an excellent track record in loan management and risk control experience, our dedicated loans team is committed to providing short-term mortgage bridge loans, construction loans and commercial loans to both Australians and oversea investors. We aim to solve the urgent needs of our customers by providing them with sufficient capital flow to achieve their goals.
Our veterans in the funds' department have helped managed over billions of dollars, helping stimulate the Australia economy across multiple industries. Our motto to become the one-stop solution for personalised asset and financial management provides our customers with a unique customised experience. This fund provides our investors with an exceptional opportunity to participate in the Australian real estate market whilst ensuring generous returns on investments.
Successful Projects
Property Address
Eastwood,NSW,2122
Loan Amount
$2,800,000
Approval Time
1 Day
Loan Type
Construction Loan
LVR
60%
Loan Term
12 Months
After obtaining DA approval, our client swiftly secured low-cost building materials with our financial assistance, locking in prices before the rise in construction costs. They built four brand-new Duplexes, racing against time to control costs and achieve considerable profits.
Property Address
Hunters Hill, NSW, 2110
Loan Amount
$3,600,000
Approval Time
1 Day
Loan Type
Residential Loan
LVR
55%
Loan Term
12 Months
Travel enthusiast Mr. Zhang faced an urgent property settlement notice after buying a waterfront mansion, needing completion in two weeks. Rongqiao Loans swiftly intervened with a unique loan solution, ensuring a smooth purchase and preventing a 10% deposit loss.
Property Address
Wagga Wagga, NSW, 2650
Loan Amount
$3,250,000
Approval Time
2 Days
Loan Type
Commercial Loan
LVR
60%
Loan Term
12 Months
Navigating complex commercial loan collateral, our team crafted tailored loan solutions, aiding our client's business in acquiring the property and facilitating rapid growth. Together, we propel your business to new heights with commercial loans.